Vincintoire Limited Recruitment for Credit Risk Analysts


Applications are invited from interested and suitably qualified graduates for Vincintoire Limited Recruitment for Credit Risk Analysts. The Application deadline is 15th November 2019..

Vincintoire Limited is a Microfinance Bank located in Lagos State.

We are recruiting to fill the position below:

Job Title: Credit Risk Analysts

Location: Lagos


  • B.Sc /HND in the numerate disciplines.
  • 2 – 3 years experience in a similar role in a Microfinance bank

Duties and Responsibilities

  • Evaluate customers’ loan applications in line with the bank’s credit policy. Carry out verification of customer’s businesses and preparation of loan verification reports.
  • Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
  • Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
  • Analyze financial statements such as profit and loss, company budget and employee headcount reports.
  • Compile reports showing the proposed plan of action for existing and potential clients.
  • Loan Monitoring and preparation of loan status report.
  • Preparation of statutory reports.
  • Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Preparing reports about the degree of risk in lending money to clients
  • Analyzing client records and using the data to recommend payment plans
  • Conferring with credit associations and references to exchange credit information on clients
  • Evaluating the financial status of clients by producing financial ratios through computer programs
  • Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval


How to Apply
Interested and qualified candidates should send their CV to: using position as title/subject.

Note: Only shortlisted candidates will be contacted.

Application Deadline: 15th November 2019.

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