Vincintoire Limited Recruitment for Credit Risk Analyst


Applications are invited from interested and suitably qualified graduates for Vincintoire Limited Recruitment for Credit Risk Analyst. The Application deadline is 30th April 2019.

Vincintoire Limited is a Microfinance Bank located in Lagos State.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Lagos

Duties and Responsibilities

  • Evaluate customers’ loan applications in line with the bank’s credit policy. Carry out verification of customer’s businesses and preparation of loan verification reports.
  • Loan Monitoring and preparation of loan status report.
  • Preparation of statutory reports.
  • Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
  • Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
  • Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
  • Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Preparing reports about the degree of risk in lending money to clients
  • Analyzing client records and using the data to recommend payment plans
  • Conferring with credit associations and references to exchange credit information on clients
  • Evaluating the financial status of clients by producing financial ratios through computer programs
  • Analyze financial statements such as profit and loss, company budget and employee headcount reports.
  • Compile reports showing the proposed plan of action for existing and potential clients


  • B.Sc/HND in the numerate disciplines
  • 2 – 3 years experience in a similar role in a Microfinance bank.

How to Apply
Interested and qualified candidates should send their CV to  using the position as the title/subject.

Note: Only shortlisted candidates will be contacted.

Application Deadline: 30th April 2019.

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