Kloverharris Limited Recruitment for Credit Officer

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Applications are invited from interested and suitably qualified graduates for Kloverharris Limited Recruitment for Credit Officer.

Kloverharris Limited is an indigenous Human resource/IT Consulting company that provides high-quality services to businesses across Africa. They pride ourselves in how well we assist organizations to overcome challenges that bother on optimal performance by proffering a wide array of solutions through the use of deep IT expertise, industry-wide expertise and highly proficient tools.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Lagos

Duties and Responsibilities

  • Review loan applications to ascertain creditworthiness of the client
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Monitoring the loan portfolios and followed up on repayment
  • Monitors progress of existing loans.
  • Rendering sound financial advice to clients.
  • Conducting qualitative credit appraisal of the client’s business and financial status.
  • Ensure credits are packaged within policies and procedures of the bank.
  • Sourcing of new RQR via direct marketing
  • Pro-active recovery of loans in overdue
  • Assuring long term relationship through high customer’s satisfaction, reaching a high ration of a revolving customer.
  • Booking/ executing of transactions
  • Securing deals
  • Performing of any other marketing functions as may be assigned.

Requirements

  • Proven work experience as a Credit Officer, Loan Officer or similar role for 6 years
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience
  • B.Sc in Banking and Finance, Economics or related field

How to Apply
Interest and qualified candidates should send their CV to: recruitment@kloverharris.com

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